Because the worst time to figure out where the important documents are is during the crisis. Let me tell you about the night I got THE CALL. "Your mom fell. She's at the hospital." My heart stopped. My brain started racing. What medications is she on? Who's her doctor? Does she have a living will? WHERE IS HER INSURANCE CARD? I was scrambling through drawers at midnight, trying to piece together information I should have had organized months earlier. Don't be me that night. B